You can use our online calculator to get an idea of how much you might have to pay. It’s quick, easy to use, and we won’t save any of your information.
How it works
When you ask us for help with care, we do two things:
- Care needs assessment: We work out what kind of care and support you need. This helps us create your personal budget. That’s how much it will cost to meet your care needs.
- Financial assessment: We then look at your money, income, and savings. This helps us work out the most you can afford to pay. This is called your maximum ability to pay.
Once we know your personal budget and your maximum ability to pay, we compare them:
- If your maximum ability to pay is more than your personal budget, you will pay for all your care.
- If it is less, you will pay what you can, and we will pay the rest.
- If it is £0, we will pay for your care.
You can find out more about who pays your care and the factors that can affect it.
What the calculator can tell you
The calculator can estimate your maximum ability to pay. This can help you plan for care costs. You can use it to get an estimate for:
- care at home or in your community
- temporary residential care
- permanent residential care
If you have more than £23,250 in savings, shares or investments, and need permanent residential care, the calculator can also suggest if and when you should make a referral.
Who the calculator is not for
If you get Carer’s Allowance or benefits for dependants, the calculator can’t tell you how much you will need to pay. You’ll need a full financial assessment instead. Please ask for a care needs assessment.
Before you begin
To get the most accurate result, please have the following details ready:
- any savings, shares, and investments (including bank accounts)
- your pensions and how often you get them
- any other income you get (including rent)
- benefits you get, how much, and how often
- household costs (like rent, mortgage, Council Tax, ground rent, or service charges)